Financial Arrangements

Our experience has shown it is helpful to have an understanding with our patients as to our financial policy. For your convenience and information, we accept several methods of payment for your dental care:  Cash/Check, VISA, MASTERCARD, AMERICAN EXPRESS, and DISCOVER. External financing is also available allowing for extended terms. CareCredit offers several payment plan options. Patients are ultimately responsible for all fees and financial charges incurred regardless of the insurance company’s benefit policy.

As a courtesy to our patients, we will submit dental claims for you and accept assignment of benefits to receive payment directly from your insurance company. We ask that you bring all pertinent and current insurance information with you to your initial appointment. This information allows us to help determine your benefits. Patients are ultimately responsible for the discovery and understanding of the limitations of their insurance plan.

Payment of your insurance deductible and the percentage of treatment not covered by your insurance plan will be expected at the time services are rendered. Dental insurance is a contract between the patient, the employer, and the insurance carrier; not between the dentist and the insurance carrier.

Dr. Limbaugh and Dr. Stephenson are in contractual agreement most major dental insurances. If Drs. Limbaugh and Stephenson are not in contractual agreement with your insurance company, we will still make every effort to help you receive the maximum reimbursement to which you are entitled.